1. We get loads of time off work.
No we don’t. We get the same 19 (28, including bank holidays in the UK) holiday days that you do. We don’t take days off for doctors appointments, we savour our holiday days for actual h o l i d a y s.
2. We have loads of money.
Nope, even my friends that don’t travel as much as I do make more money than me. I save here and there and decide if some of my pay goes towards a holiday.